Saving and Spending Smart (book)

Happy New Year! This is another book recommendation now that you are preparing your new year resolutions. 1-2-3 Money Plan, The: The Three Most Important Steps to Saving and Spending Smart is a great book you can use to write your money goals.



Please, study the GOAL PLANNER from Brian Tracy to establish your goals for this year and you can read our post about SMART GOALS Examples and How to Set Them.

This is a great guide, a 100% Practical, 100% Specific Financial Advice Everyone Can Use: Exactly What to Do and Exactly How to Do It

You can read some reviews from financial experts:

“Greg Karp makes managing your money as easy as 1-2-3. He offers sensible, time-tested advice to help you make smart decisions and get your finances on track.”

– Liz Pulliam Weston, “The most-read personal finance columnist on the Internet” (Nielsen//NetRatings), author of Easy Money, Your Credit Score, and Deal with Your Debt

“I love this book. Greg’s simple strategies push you to be smart with your dough and act right away.”

-Clark Howard, The Clark Howard Show

“Within one hour of picking up The 1-2-3 Money Plan, I already had a list of easy next steps to save on several of our household expenses.”

– Stephanie Nelson, founder of

“Greg Karp really knows his stuff, and he lays it out in plain language that will help anyone save money and get financially fit.”

– Jeff Yeager, author of The Ultimate Cheapskate’s Road Map to True Riches

“Today everyone is looking for a quick answer to their financial problems. In The 1-2-3 Money Plan, Greg Karp has created an excellent resource. It’s well organized and full of great ideas. But, most importantly, it’s written in a language that the average consumer can understand and apply. Many people will thank Greg for helping them survive financially tough times.”

-Gary Foreman, editor The DollarStretcher Web site,

These times are though, lots of competition and lots of people trying to take your customers away. Things are getting expensive and financial advisors are telling you to save and invest because the time of cheap money is ending.

But you can be smarter about how you spend, save, and invest. This guide is everything you need to get organized and it will tell you what to do in a simple step-by-step guide. Discover how to save money by putting your bills on autopilot, how to get insurance, how to invest and more. These financials advice are something you can act on.

Start your financial freedom with this book

Don’t be paralyzed by perfection, with this guide you can be better taking good decision now than a perfect decision someday. Make the financial decisions you only need to make once and can then ignore for years.

Let us know how this saving and spending smart recommendation would benefit you. It’s a must have book to improve your finances. I hope you like it as much as I did.

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